Business Cash Advance

Western Pacific Lending would like to offer small to mid-sized business owners a convenient alternative to a traditional bank business loan when faced with the reality of disappearing sources of working capital. For many businesses traditional sources of capital such as bank loans, home equity loans, and lines of credit are no longer options. A business cash advance is a excellent alternative.

How it Works

A business cash advance converts your future Visa and MasterCard receivables into immediate cash that you can use for any business purpose. Repayments are based on a small fixed percentage of your future Visa and MasterCard receivables. Payments are automatically applied to your remaining balance until the balance is satisfied. Unlike a business loan, the payment aligned with the success of your business: since repayments are linked to your Visa and MasterCard receivables, we don't get paid until you get paid, thus helping you manage the cash flow of your business, especially during slower months.

Benefits of a Business Cash Advance vs. a Traditional Bank Business Loan

  • No collateral pledge on your home or business
  • No points
  • No fixed payment schedule
  • No coupons or checks to write
  • No impact on your ability to qualify for other financing
  • No business use restrictions on the funding
  • No hassles - quick application & fast funding